Active for eligible 2026 sign-ups · $25 CAD base bonus · Code verified July 14, 2026

Independent Canadian referral guide

How to Get Your $25 Wealthsimple Bonus

Follow our simple step-by-step guide to claim your $25 cash bonus and start investing with Wealthsimple.

  • $25 for both sides
  • $100 external funding
  • Works across Canada
  • Bonus in ~24 hours

Disclosure: This is an independent affiliate page, not Wealthsimple. The code owner may receive a reward; your eligible base bonus does not change.

Written by Reviewed
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Step by step

Detailed Setup Guide

Follow these simple steps to claim your $25 Wealthsimple cash bonus

  1. 1

    Click the Referral Link

    Use our referral link or enter code PGVORW. If you already funded, self-serve code entry is available for seven days after first funding. After that, contact official support for manual review; approval after 30 days is not guaranteed.

  2. 2

    Create Your Account

    Click "Get Started" and create your account. You'll need to provide:

    • Full legal name
    • Date of birth
    • Email address and phone number
    • Canadian address
    • Social Insurance Number (for tax reporting)

    This information is required by Canadian securities regulations.

  3. 3

    Verify Your Identity

    Wealthsimple will verify your identity as required by Canadian securities regulations. This typically involves:

    • Taking a photo of your government-issued ID (driver's license or passport)
    • Taking a selfie for facial verification

    This process is secure and usually takes less than 5 minutes.

  4. 4

    Choose Your Account Type

    Choose an eligible product category: Self-directed Trading, Managed Investing, Crypto, or Chequing. Registered and non-registered account wrappers can qualify when they sit within an eligible product. For a joint account, RESP, or Spousal RRSP, the referred person must be the primary account holder.

  5. 5

    Fund Your Account with $100+

    Have at least $100 received within the 30-day funding period from an external bank account, another investment institution, or an eligible external crypto wallet. Internal transfers, peer-to-peer transfers, Wealthsimple bonuses, promotional credits, group-plan transactions, and affiliate funding do not qualify.

  6. 6

    Receive Your $25 Bonus

    After qualifying funding is completed and processed, the $25 base bonus is normally deposited into an active Wealthsimple Chequing account within 24 hours. Keep the $25 bonus within your Wealthsimple account or accounts for 180 days to avoid possible recovery under the current terms.

Key deadlines

Your Bonus Timeline

The dates that decide whether your $25 actually lands.

At signupEnter code PGVORW

Apply the code before, or right after, creating your account.

Within 30 daysFund $100 externally

From an external bank, institution or eligible crypto wallet.

~24 hours$25 base bonus arrives

Deposited to an active Chequing account after funding is processed.

180 daysKeep the bonus

Hold the $25 at Wealthsimple to avoid possible recovery.

Do This

Pro Tips

  • Apply the referral before funding when possible
  • Confirm “Referral code applied” in Referral history
  • Complete at least $100 of eligible external funding within 30 days
  • Keep the $25 bonus at Wealthsimple for 180 days
  • Keep an active primary-owner Chequing account for payout

Avoid This

Common mistakes

  • Don't rely on an internal or peer-to-peer transfer
  • Don't wait past the funding deadline
  • Don't assume code entry worked without confirmation
  • Don't share passwords, recovery codes, or identity documents
  • Don't withdraw the $25 bonus during its 180-day hold

Keep going

After You're Set Up

A referral bonus is only the start. Here is where to go next.

Ready when you are

Ready to Check the Current $25 Offer?

Review the eligibility rules, then continue only through Wealthsimple's official signup.

Check the $25 Offer ↗Affiliate link; eligibility is not guaranteed.
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