Active for eligible 2026 sign-ups · $25 CAD base bonus · Code verified July 14, 2026

No signup · no data collection

Useful Tools, Without the Spreadsheet

Check referral timing and model long-term growth with simple estimates. Calculations happen on your device and are not financial or tax advice.

Interactive calculators

Start With Your Numbers

Referral Timing Checker

Already funded? See which route the current referral instructions point to based on your first funding date.

Guide only. Wealthsimple support makes the final decision, and an application after 30 days is not guaranteed.

Compound Growth Estimate

Estimate how an initial amount plus monthly contributions could grow. Returns are hypothetical and not guaranteed.

Assumes monthly compounding and contributions at month-end. Excludes fees, taxes and changing returns.

Referral Requirements Check

Check the basic conditions before relying on a referral bonus. This does not replace Wealthsimple's final eligibility decision.

Referral requirements

A positive result is not a guarantee. Account status, timing, funding source and the official terms still control.