Apply the code before, or right after, creating your account.
Independent Canadian referral guide
How to Get Your $25 Wealthsimple Bonus
Follow our simple step-by-step guide to claim your $25 cash bonus and start investing with Wealthsimple.
- $25 for both sides
- $100 external funding
- Works across Canada
- Bonus in ~24 hours
Disclosure: This is an independent affiliate page, not Wealthsimple. The code owner may receive a reward; your eligible base bonus does not change.
Step by step
Detailed Setup Guide
Follow these simple steps to claim your $25 Wealthsimple cash bonus
- 1
Click the Referral Link
Use our referral link or enter code PGVORW. If you already funded, self-serve code entry is available for seven days after first funding. After that, contact official support for manual review; approval after 30 days is not guaranteed.
- 2
Create Your Account
Click "Get Started" and create your account. You'll need to provide:
- Full legal name
- Date of birth
- Email address and phone number
- Canadian address
- Social Insurance Number (for tax reporting)
This information is required by Canadian securities regulations.
- 3
Verify Your Identity
Wealthsimple will verify your identity as required by Canadian securities regulations. This typically involves:
- Taking a photo of your government-issued ID (driver's license or passport)
- Taking a selfie for facial verification
This process is secure and usually takes less than 5 minutes.
- 4
Choose Your Account Type
Choose an eligible product category: Self-directed Trading, Managed Investing, Crypto, or Chequing. Registered and non-registered account wrappers can qualify when they sit within an eligible product. For a joint account, RESP, or Spousal RRSP, the referred person must be the primary account holder.
- 5
Fund Your Account with $100+
Have at least $100 received within the 30-day funding period from an external bank account, another investment institution, or an eligible external crypto wallet. Internal transfers, peer-to-peer transfers, Wealthsimple bonuses, promotional credits, group-plan transactions, and affiliate funding do not qualify.
- 6
Receive Your $25 Bonus
After qualifying funding is completed and processed, the $25 base bonus is normally deposited into an active Wealthsimple Chequing account within 24 hours. Keep the $25 bonus within your Wealthsimple account or accounts for 180 days to avoid possible recovery under the current terms.
Key deadlines
Your Bonus Timeline
The dates that decide whether your $25 actually lands.
From an external bank, institution or eligible crypto wallet.
Deposited to an active Chequing account after funding is processed.
Hold the $25 at Wealthsimple to avoid possible recovery.
Do This
Pro Tips
- Apply the referral before funding when possible
- Confirm “Referral code applied” in Referral history
- Complete at least $100 of eligible external funding within 30 days
- Keep the $25 bonus at Wealthsimple for 180 days
- Keep an active primary-owner Chequing account for payout
Avoid This
Common mistakes
- Don't rely on an internal or peer-to-peer transfer
- Don't wait past the funding deadline
- Don't assume code entry worked without confirmation
- Don't share passwords, recovery codes, or identity documents
- Don't withdraw the $25 bonus during its 180-day hold
Keep going
After You're Set Up
A referral bonus is only the start. Here is where to go next.
Referral guide
The full Wealthsimple referral guide
Every rule, deadline and edge case for code PGVORW, checked against official sources.
Read the guideChoose an account
TFSA vs RRSP vs FHSA
Where your first dollar should go after you fund.
Compare accountsFree tools
Referral timing & eligibility tools
Check your funding window and payout timing.
Open the toolsReady when you are
Ready to Check the Current $25 Offer?
Review the eligibility rules, then continue only through Wealthsimple's official signup.